logo.svg
List Your Property

Mortgage Assistance Services

We provide Mortgage Assistance Services

Mortgage Assistance Services

Empowering you with personalized mortgage solutions for a seamless path to property ownership. We simplify the financing process, offering expert guidance to secure the best rates for your dream home or investment.

Mortgage Assistance Services

Homebuyer & Resident Mortgages

Securing a mortgage as a UAE resident shouldn't be overwhelming. We partner with top local and international banks to find financing structures tailored specifically to your financial profile.

  • Pre-Approval Assistance: Fast-track your property hunt with a solid, reliable pre-approval in hand to show sellers you mean business.
  • First-Time Buyer Programs: Navigate lower down payment options and special bank offers designed uniquely for new home buyers.
  • Refinancing Solutions: Restructure your existing mortgage to lower your monthly payments, secure better interest rates, or unlock equity.
Compare Rates
Homebuyer & Resident Mortgages
Non-Resident & Investor Financing

Non-Resident & Investor Financing

Investing from overseas? We specialize in non-resident mortgages, bridging the gap between international investors and UAE financial institutions to ensure smooth and successful transactions.

  • High LTV Options: Maximize your investment leverage with competitive loan-to-value ratios tailored for expats and non-residents.
  • Off-Plan Financing: Specialized assistance for properties currently under construction, managing complex handover payment plans.
  • Portfolio Mortgages: Consolidate or finance multiple properties under optimized interest rate structures to boost overall yield.
Investor Consultation

The Mortgage Journey

Our step-by-step approach ensures your financing is secured quickly, transparently, and with the best possible terms.

01

Financial Assessment

We evaluate your financial standing, income, and goals to accurately determine your borrowing capacity.

02

Pre-Approval

We submit your complete profile to our network of partner banks to secure a swift, reliable pre-approval.

03

Property Selection

With your budget confidently confirmed, you can start making offers on your ideal Dubai property.

04

Final Disbursement

We handle the bank valuations and legal paperwork, ensuring funds are released perfectly on handover day.

The Dejavu Mortgage Advantage

Discover why buyers and investors choose our advisory services for their financing needs.

Unbiased Comparisons

We aren't tied to one bank. We compare offers across the entire UAE financial market to find your absolute lowest rate.

Streamlined Paperwork

Mortgages require mountains of paperwork. We manage the documentation, saving you endless hours of administrative stress.

Faster Approvals

Our direct relationships with bank decision-makers mean your application avoids the queue and moves to the top of the pile.

Mortgage FAQs

What is the minimum down payment required in Dubai?

For UAE nationals, the down payment is typically 15% for the first property. For expats and non-residents, the minimum down payment is usually 20% for properties valued under AED 5 million.

Can non-residents get a mortgage in Dubai?

Yes, absolutely. While the maximum Loan-to-Value (LTV) might be slightly lower than for residents (often requiring a 40-50% down payment), we work with several major banks that offer excellent non-resident financing packages.

How long does the mortgage pre-approval process take?

With our assistance and all your required documents properly prepared, a standard pre-approval usually takes between 3 to 5 working days, depending on the bank and the complexity of your financial profile.

Ready to Unlock Your Property Potential?

Connect with Dejavu's mortgage experts today to find the perfect financing solution tailored for your real estate journey.

Speak with a Mortgage Advisor
Loading properties…

contact form here